Check your eligibility with a soft search

* required field
£

About the loan

Your details

You must be over 18 to apply
Children under 18 years old that you are financially responsible for. This helps us see if your loan is affordable.

Your home details

We need to know you have a permanent address.
To enter your address manually [Click here].

Your employment details

Please state your total income after tax including salary, benefits, maintenance, pension, etc. If you think your income might drop in the next 6 months (e.g. reduced hours), please enter the lowest monthly income.
£

Your monthly outgoings

If you share any expenses, please only enter YOUR contributions. If these will go up in the next 6 months (e.g. moving house) please enter the highest monthly expenses
Your contribution to the rent and/ or mortgage
£
Your contribution to gas, electricity, water and other energy bills.
£
Your contribution to council tax.
£
Public transport, car/van costs, fuel, servicing, etc.
£
Payments for: payday loans, other loans, credit cards, storecards, home credit, catalogues, retail finance, car finance, insurances, etc.
£
Food and drink at home or elsewhere (including restaurants, pubs, etc), leisure/recreation (including streaming services), medical expenses, education (including school trips and other ad hoc costs), reading materials, holidays, clothing and personal care (toiletries, beauty products, hairdressing, etc).
£

Finally, where can the loan be paid?

We only ask for this information to verify your identity and confirm that you have a bank account where the loan can be paid to you.

By submitting your application, you are confirming that you agree with our Terms & Conditions and that you have read our Privacy Policy. You also confirm that the details you have provided are accurate as they will be shared with our panel of lenders and brokers for the purpose of performing a soft credit search that will not affect your credit rating. It is important for you to understand that Upward Finance Limited and its partners may need to contact you as an essential part of your application.

We will stay in touch with you using the details provided to inform you of additional loans and related financial products as and when they become available. If you would rather we didn’t please untick below. You can opt out at anytime. We do this to deliver the best opportunity of finding the product or service you have asked us about.

Your data is secure

CUJ Loans is a registered trading name of Upward Finance Ltd who are an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 11365247 / FRN 821471). Licenced by the Information Commissioners Office, (registration number ZA480450). Registered Office: CUJ Loans, 7 Bell Yard, London, England, WC2A 2JR. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333.

Upward Finance is a licenced credit broker, not a lender. Upward Finance will not perform a credit check, however, our lender partners will soft search your application to assess your eligibility for a loan. If you accept their loan offer, they will perform a hard credit search.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan brokering service. CUJ Loans does not charge customers a fee for using its services, we may receive a commission from Lenders.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

**Between 7/11/21 and 15/11/21 Flux Funding processed an average 7510 customer loan applications per day.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk