Logbook loans with instant online decisions

£100 to £5,000 paid out by 5:16am *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Logbook loans – What are they?

Logbook loans are loans that are secured against your vehicle. During the period of the loan, the Logbook Loan company holds the title to your car until it has been repaid. The amount that you can borrow will depend on how much your car is worth, with some lenders offering loans of up to £50,000 but typically the lender will allow you to borrow a maximum of 50% of the value of the car.

Similar to other loans, you can experience problems if you fail to make your repayments. This issue is slightly more complicated for logbook loans as you have given your vehicle as collateral against the money you have borrowed. What this means is that whilst you can still drive the car during the loan period, the lender is effectively the owner of the car. Whilst nothing will change if you continue to make your repayments, if you fail, the company can take your vehicle away. Once the loan is repaid, you retain ownership of the vehicle.

There are of course various laws in place to protect people in such circumstances that could lose their vehicle including the fact that lenders must send you a default notice first, as well as providing you with 14 days to respond. Lenders will normally try to help you if you contact them if you are having difficulty making your repayments. All credit providers in the UK have to be authorised and regulated by The Financial Conduct Authority, this gives customers a great deal of protection as it means that their collection practices are closely monitored to ensure they are fair.

£65per month

The approximate interest for borrowing £500

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

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Eligibility Check

Logbook loans – How much can I borrow?

Whilst, in general, you can borrow virtually any amount through a logbook loan, some lenders will set restrictions according to your financial status and your vehicle. For example, some lenders will only let you borrow amounts up to half of your vehicle’s value. Therefore, if you are considering one of these loans, you must always check that you know the true value of your vehicle and that this closely matches what you are looking to borrow.

Lenders have a duty of care to only lend to customers who can display that they can make the repayments. Some types of benefits such as disability living allowance may be accepted. If you are not sure you should speak to the lender directly as the criteria will differ with each provider. You will only be approved for finance if you satisfy the requirements for the individual logbook loan lender. You can apply for a loan through CashUpJar without damaging your credit file as all of our lenders use soft search technology. You can also try our eligibility checker, which allows you to see if you will be accepted before you apply.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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Apply for £100 - £5,000 in 60 Seconds
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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