Quick loans for good and bad credit

£100 to £5,000 paid out by 10:44am *

Fast 3 to 36 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
CUJ Loans is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

I need an urgent loan, can CUJ Loans help?

If you have the need to apply for an urgent loan, it’s likely that something has cropped up that you weren’t expecting. This happens to all of us at one time or another and knowing where to turn to for help is a great stress reliever. CUJ Loans are here to help you get access to the urgent loan you need and will make the whole process a quick and easy as possible, meaning that you can deal with emergencies as soon as they arise. We are available exclusively online which means that we do not have opening hours. We are available 24 hours a day, every day as we understand that urgent loans are not just needed between 9-5 Monday to Friday.

Urgeny loan questions:

Q1 – I need an urgent loan, can CUJ Loans help?
Q2 – Can I get an urgent loan if I have bad credit?
Q3 – Do I need to have a guarantor?
Q4 – Can I get a loan until my next payday?

CUJ Loans work with one of the largest lender panels in the UK. If you have a bad credit score we can still help. Our lenders will consider customers who have bad credit but can show they are able to make the repayments for their loan. Apply online and get a decision in minutes and your urgent loan could be on its way to you today. There is no paperwork to complete and you can apply without damaging your credit file because of our soft search technology.
The majority of the direct lenders that we work with do not require that customers have a guarantor. We understand that most people prefer to keep their financial matters private and the lenders that we work with specialise in providing urgent short term loans to people who may have a poor credit rating. You can apply online and get an instant decision now for no guarantor loans.

Try our No Obligation Eligibility Checker

Get your money by 10:44am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Can I get a loan until my next payday?

If you need access to money urgently, it may only be for a small period of time. A payday loan could be an option for you. We work with a large panel of payday loan lenders who are here to help you. They can get you the urgent loan you need today. Apply now and get an instant decision from one of our payday loan partners and the money could be in your account within 15 minutes.* If you need an urgent loan but do not want to pay the full amount back on your next payday, we also offer a range of short term loans, that allows you to spread the repayments between 3 and 36 months. This is extremely useful for customers who are borrowing larger sums of money and would be unable to pay it back in one lump sum. Spreading the repayments over manageable monthly instalments is the preferred option for many customers as paying back within one month can strain their finances over the next month, often meaning they need to apply for another loan.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
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