**Warning**: Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9.%** | CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Small loans with instant online decisions

Loans from £100 to £5,000

3 to 36 month terms.

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Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Small loans – Everything you need to know

Small loans have continued to rise in popularity simply because they provide a very quick and effective way of borrowing a small amount of money. Often only required for a short period of time, usually just months, these quick loans enable you to solve a pressing money issue, repay it and get back on with your life as quickly and as straightforward as possible. Such small personal loans are available in a variety of amounts, often starting from as little as one hundred pounds. Furthermore, with more choice than ever before regarding the time you can have to repay, small loans offer unrivalled flexibility.

Small loan questions:

Q1 – How do I find the best small loans?
Q2 – With a small loan, how fast can I get the money?
Q3 – Are little loans available for people with bad credit?
Q4 – Are small loan more expensive?

As a fully authorised and regulated credit broker, our partner will help you find the best small loans in the UK for you by quickly using the information you provide us to find the direct lenders and loans best suited to your needs. Their large panel of lenders is on hand to help even if you have bad credit. Furthermore, because everything we do is completely free of charge, you will not be hit by any hidden fees or additional costs. This allows you to better budget what you are borrowing and ensures you repay the least amount possible.

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With a small loan, how fast can I get the money?

Whilst the need for large loans are often more planned and long-term, ones of much smaller amounts can often be required very quickly. Understanding this, we have made the entire application process as simple as possible. Available online and on any mobile device, tablet or computer, you can apply to borrow money at any time and from any location. Further striving to get you the money you need fast, our broker partner offers instant decisions on your application from their panel of lenders. What this means is that if successful, you can get the money into your account on the same day* after being approved.

We understand that emergencies and the need for sudden cash can affect anybody, that is why our broker partner ensures their panel of lenders includes those offering small loans for people with bad credit. CUJ Loans strives to always be clear and transparent in everything it does. That is why we will never try to tempt people with false claims of small loans no credit check. Required by law to perform these checks, lenders may still take a favourable look at applicants with bad credit histories because they understand that such scores are no longer a true reflection of a person’s ability to repay a loan. Therefore, no matter your credit history, our broker partner will do everything they can to help you quickly and easily get the money you need when you need it.
Generally speaking, smaller loans over less than £1000, taken out over short repayment periods under 12 months, will have an APR that is higher. This is because small loans are often repaid in a few months, so an annual interest rate isn’t really the best comparison. All short term loans have a rate cap of 0.8% interest per day but it is important to read the terms of a loan so you fully understand how much you are repaying in interest.
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  • Instant Decision
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  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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