Is there such a thing as a guaranteed loan?
In short, No. It is impossible to guarantee that a customer will be accepted for a loan, as all lenders, including payday loan providers, will be required to complete a credit check and other affordability checks before being able to approve a customer for a loan. It is not possible to offer a guaranteed payday loan before the lender has seen an application from a customer. Many lenders on our panel specialise in providing payday loans to customers who may have been declined elsewhere or who have a bad credit rating so we are well placed to help you, no matter what your circumstances.
Guaranteed payday loan questions:
Q1 – Is there such a thing as a guaranteed loan?
Q2 – Can you tell me if I will be approved before I apply?
Q3 – I have a bad credit rating, what are my options?
Q4 – I need a loan straight away, can CUJ Loans help me?
All direct lenders are authorised and regulated by The Financial Conduct Authority and are required to perform a credit check on any credit application.
Try our No Obligation Eligibility Checker
Get your money by 9:39am
Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.
Eligibility CheckI need a loan straight away, can CUJ Loans help me?
At CUJ Loans, we have streamlined our processes to enable you to apply for a loan on any device, at any time, day or night. When you apply for a payday loan, we will get a decision from our lenders instantly. If you are accepted, the lender will send the money to your bank account in as little as 15 minutes*. All of our lender partners specialise in providing quick loans to people of all different credit profiles, even those with very bad credit. Unlike a bank, our lenders are available all day, every day, 365 days a year. So if you have an emergency that means you need to borrow money we will always be here to help you.