Quick Loans – Everything You Need to Know
‘Quick loans’ can mean different things to different people. To some, it might mean the amount of time it takes to apply, to others it might mean how long it takes to be approved and receive the money. At CUJ Loans, it doesn’t matter which side of this you fall on as the answer is the same. We have developed a quick and easy short-term loan application process that means you can complete all of the information we need in just a couple of minutes. Following the ‘quick loans’ theme, we then get you an instant decision from our partner’s panel of lenders, providing you with the most suitable lender, who will then pay out your loan within 15 minutes* of being approved. If you have a sudden emergency, or require a same day loan we are well placed to help you. You can apply for a quick loan from your mobile device or computer from anywhere at any time and we will always be here to give you an instant decision on your application.
Quick loan questions:
Q1 – Can I get a quick loan if I have bad credit?
Q2 – How to select the right quick loan?
Q3 – How will my credit score affect my chances of getting a loan?
Q4 – What types of quick cash loans are available to me?
Q5 – How important is the length of a loan?
Q6 – Do cash loans require a credit check?
Q7 – How can I get help with my debts?
We understand that credit scores are no longer a true reflection of a person’s financial status. Therefore, they have selected lenders that specifically provide quick cash loans for people who would perhaps struggle to be approved in the past. Their ‘soft search’ technology means that they can search the market for you without damaging your credit score and you can even use our ‘Eligibility Checker’ to see how likely you are to be accepted. This means that when you apply for a loan through CUJ Loans, there is no impact on your credit rating and the only time a full credit check will be completed is after you have accepted the loan offer that they find you for your quick loan.
What do I need to get a Loan with CUJ Loans?
- Over 18 Years of Age
- Income over £400 Per month
- Have a Bank Account with Debit Card
- Be a UK Resident
- All Credit Scores Considered
How good your credit score is will determine the type of lender that will accept your application for a quick loan. Many lenders now specialise in providing loans to all types of people with all credit histories. As explained, Upward’s partner can find the right loan for you in a few short minutes. The lower your credit score the more difficult it is to be approved for a loan, but don’t worry, they work with dozens of direct lenders who want to help you find your quick loan for bad credit.
Your Loan Starts HereApply for £100 - £5,000 in 60 Seconds
You can apply for loans between £100 and £5,000 at CUJ Loans, the application process is the same, quick and easy with an instant decision. You can also spread the repayments over a period of 3 to 36 months. This gives you great flexibility and ensures that you can find a repayment plan to suit your budget. Lenders will allow you to borrow money for virtually any purpose, so if you need emergency cash or you need to consolidate debt or make a large purchase, there will be a suitable product for you from quick cash online direct lenders.
We strongly recommend that you always realistically budget for what you can afford to repay back each month. To help with this, panel of lenders provide incredible freedom in relation to how long loans can be repaid over. As such, you can get easy access to quick cash, for anything from less than one hundred pounds right up to thousands of pounds, and across any time period, everything from 3 months to 36 months. What this means is that you can more accurately get a loan that best suits your cash requirements at that time, as well as what you can afford to repay each month moving forward.
At CUJ Loans, our partner has introduced a ‘soft search’ facility with all of the lenders on their panel. This means that they can search for your loan without affecting your credit file, giving you the peace of mind that they have found you the best deal. Allowing them to search the whole market for the best deal, this soft search gives you the assurance that your credit rating is protected, as multiple hard searches can reduce a customers credit score.
If your situation is more serious, and your outgoings have become larger than your income, it is essential that you seek free debt advice. Please use the links below
The approximate interest for borrowing £100
CUJ Loans is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender. Rates between 9.3% APR and 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.
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