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£100 to £5,000 paid out by 6:11am *

Fast 3 to 36 month loans.

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Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Same day loans in the UK

While their name states what they are, same day loans now come in a variety of shapes and sizes. To help ensure you make the very best, most informed decision possible, we will help you every step of the way; enabling you to avoid some common pitfalls, as well as showing you how to increase your chances of being approved. Same day loans in the UK all work similarly in regard to that they are designed to get you the money you need much more quickly than traditional loans. As a result, they can be useful for sudden emergencies in which you suddenly find yourself needing extra funds. With most of our direct lenders offering a range of same day loans online, the application process is often straightforward and can be performed on any mobile device.

Usually involving smaller amounts of cash, such as under £1,000, same day finance is a type of short term loan, commonly running between 3 months and 12 months. With everything completed online, many lenders will often strive to get the money into your bank account within 15 minutes* of your application being approved. Everything is completed online so you will not have to speak to anyone or complete any paperwork. You complete one online application and we do the rest. Searching the market for the best same day loan from UK lenders, our lenders use soft search technology so your loan search will not have any impact on your credit score.

As with any occasion in which you are borrowing money, knowing that everything is legal, and your best interests are being protected, is very important. This is perhaps even more important when looking at same day finance, as the online, swift nature of the industry does lead to some people having concerns. To alleviate such worries and ensure that you and your loan are fully protected, we are a credit broker who fully authorised and regulated by The Financial Conduct Authority. Featuring only licensed, recognised and reputable direct lenders, we can eliminate any concerns you may have regarding the legality of the lender you choose.


Providing full transparency in every aspect of the application process, including the exact amount you will repay each month, as well as the total, we will ensure you are never in any doubt regarding how much you are repaying and have left to repay. To provide applicants with even more safety, we use “soft search” technology; this enables us to get a decision on your application from lenders without impacting your credit score, therefore protecting you from being negatively affected by declined applications.

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To make getting a same day loan as fast and straightforward as possible, the lenders we feature have all strived to make the entire application process as quick and direct as possible. While some lenders will require information different from others, the majority of our lenders will ask for reasonably similar details. Such information will include your name and address, employment details, whether you are a homeowner or not and also a rough breakdown of your current incomings and outgoings.


It is, of course, vital that you give honest answers to these questions as it will allow us to find the most suitable lender for your same day loan and help to avoid any possible repayment problems in the future. The majority of direct lenders will require you to have a bank account; however, some lenders offer doorstep loans which involve a loan agent delivering the money to your door and also receiving payments from you in the same way. This makes them perfect for people who do not have a bank account but whom still require access to short-term loans.

While same day loans all share the fact that they aim to get the money into your account the same day as you apply, there are numerous different types of these loans currently on offer. The same day loans can differ regarding how you receive the money, how much you borrow, whether you need a guarantor or not and of course how long you want to repay the money back. One such loan that has grown in popularity is same day payday loans. Featuring very short repayment periods; often less than one year, these loans are available online and are usually paid out in just minutes once an application has been approved. Therefore, if you are looking for a payday loan with same day payout, we can help.


Because you have so much freedom regarding how much you borrow and for how long, you will be able to create a same day loan that enables you to get the money you require and repay it back in affordable instalments over a period of your choosing. While many lenders will offer similar interest rates, there will be some differences in how much you pay back. Such factors include how much you borrow, your credit profile, and of course how long you want to borrow the money. While you will pay less back in total if you repay the loan quickly, this must always be balanced by whether you can afford the higher repayments as late repayments can seriously impact you through charges and negative marks on your credit score.

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

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How much can I borrow on the same day?

Whereas in the past, same day loans were generally for small amounts that were required to be repaid after just a month, things have now changed, with people given much more choice. Still reflecting the fact that most same day loans are for small amounts; the majority of direct lenders offer same day loans running up to £1,000. Ranging from £100 upwards, these loans can often be taken out for any amount you wish. This means that you can borrow the exact amount you need; no more and no less.

Many short term loan companies now offer same day loans of up to £5,000. This means that if you are looking to make a large purchase or consolidate debts, you have the ability to borrow larger sums of money.

Money lenders will, of course, all claim to offer the very best short term loans. However, we know such a claim is not so simple because there are many different factors to consider before you decide on the right loan for you. Therefore, CashUpJar has created an extensive panel of lenders that feature a wide variety of products. We will always refer your application to the lender who has the lowest APR first, ensuring you are getting the best possible deal.


For applicants not wanting to be tied down to a long-term contract, lenders offer a variety of loans that can be repaid back in just a matter of months. In comparison, lenders have also created similar small-amount loans that can be repaid over much more extended periods; enabling applicants to pay just a small amount back each month. Furthermore, by allowing you to perform a Soft Credit Check before you apply to lenders, we can make sure you are getting the right deal for you without impacting your credit profile.

Many of the direct lenders that we work with specialise in providing same day loans for bad credit. So even if you have a very bad credit rating we may still be able to help you find a same day loan.

Because same day loans can now be repaid over a broad range of different periods, you can now choose to repay such a loan in more affordable repayments. Therefore, you can now borrow more substantial amounts of money, with some direct lenders offering same day loans for values going up to £5,000. This makes these loans ideal for both small and large emergencies. Again, as with all short term loans, same day loans should not be used as a solution for long-term financial difficulties; and are therefore recommended to only be used as a short-term solution. As a credit broker who is fully authorised and regulated by The Financial Conduct Authority, we do not directly lend you money. Instead, we will quickly put you in touch with the most suitable lenders for you based on the information you provide us. We do not charge anything for our services; meaning you won’t be subject to any hidden charges or broker fees.


Furthermore, because we are regulated by the FCA, all of our lender partners are bound by UK financial regulations; meaning you can rest assured that you are borrowing from a reputable and legal lender.

If you are struggling to keep up with the repayments on your credit, it is important that you speak to your creditors straight away. They have a duty of care to assist you if they can. Freezing interest and charges, repayment holidays etc may be available to you if you ask.


If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.


moneyadviceservice.org.uk
stepchange.org
nationaldebtline.org

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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