Short term loans from direct lenders

£100 to £5,000 paid out by 5:24am *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
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Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Flexible short-term loans in the UK

With people wanting to borrow smaller amounts of money for shorter periods of time, short-term loans have grown in popularity. Reflecting this, many direct lenders are now offering an increasingly wide selection of online short-term loans. Enabling people to only borrow the money they need; these loans feature repayment plans that last just a couple of months. Usually, for sudden, emergencies, a short-term loan enables you to quickly get access to the money you need to navigate an unexpected event.

CashUpJar have access to a large panel of direct short term direct lenders. By completing one quick, online application, we search the market to find you the best loan for your circumstances. We are fully authorised and regulated by The Financial Conduct Authority so you can rest assured we work to get you the best deal. What’s more, we are totally free to use!


Once considered expensive and not in the best interests of customers, The Financial Conduct Authority now heavily regulate the short-term loan sector and interest rate caps have been introduced. CashUpJar only works with regulated direct lenders and have strict criteria for lenders to join our panel.

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The money lending market has seen considerable growth and change in recent years, with short-term loan lenders now offering an incredible selection of loans. Highlighting such change, there are now many direct lenders operating in the UK. However, with such a choice also comes confusion, with many applicants unsure as to which lender they should choose.


To help you make the most informed decision you can, our panel direct lenders features a selection of the most well-known and reputable money lenders currently operating in the UK. Chosen because of their reputation and willingness to provide loans to people who would usually have difficulty being approved, all of our lenders are fully authorised by the FCA to operate in the UK.


By enabling you to quickly compare the best loans on offer, you can make an informed decision before deciding which lender you wish to borrow from. Not only will this maximise your chances of getting the right loan for you, but it also means you will get access to the most competitive interest rates; ensuring you repay your loan as quickly as possible. With many of our applicants successfully getting the money they require, we are confident that we can help you, no matter your needs or financial background.

Wanting everyone to have the same access to money in times of emergency, we ensure our lenders offer short-term loans for bad credit applicants. Created to provide access to money, these loans enable you to take out a short-term loan, even with bad credit. Often featuring a small amount of money, these loans can be repaid back as quickly as three months.


They are suitable for people requiring a sudden and quick small loan that can be repaid in a short period of time. With our panel of lenders focused on providing short-term loans for applicants with bad credit, we can help you quickly identify the best and most competitive loan for you. Doing everything we can to help you get the money you need, we are proud of the fact that many applicants who successfully complete our application process are approved; getting the money they need in just 15 minutes*


Because the reasons behind the sudden need for such short-term loans are often stressful, our application process is short, simple to complete and can be completed online.
short-term loans are not designed to be a long-term financial solution. Think carefully before taking out any type of credit.

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

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Eligibility Check

Short term cash advances – Are they expensive?

An obvious concern for anyone needing to borrow money is how much it will cost them in terms of interest and other fees. This is no different for people looking to take out a short-term cash loan. First, CashUpJar does not charge any fees. This means we will process your application instantly, find you a selection of the very best loans for your circumstances and help protect your credit score by enabling you to perform a Soft Credit Match, all for free. The annual interest rates advertised for short term cash advances appear very high, as they are taken over a period usually of around 2 months, so an annual interest rate isn’t really comparable. Short term cash loans are more frequently used by people who have been declined for credit through their bank or other mainstream lenders, meaning the rates charged will be higher. Lenders generally operate on a rate for risk basis, meaning the better your credit score, the better the rate available to you. Always check how much the monthly repayment, the total amount repayable and the amount of interest you are being charged before committing to any financial product.

Because of the short-term nature of such loans, many people wrongly believe that they can apply for a no credit check loan. However, there are no such things as no credit check loans. This means that even bad credit short term loans will be subject to a credit check. To help customers who are unsure whether they will be accepted for a short-term loan, we have designed our ‘Eligibility Checker’which allows you to see how likely you are to be accepted before you apply.


Even if you have bad credit, we may be able to offer short-term loans that feature attractive repayment periods and competitive interest rates. Of course, the size and length of a loan often influence the chances of you being approved. Our ‘soft search’ technology means we can search our panel of lenders to find you a loan without impacting your credit score.


Wanting to give applicants as much freedom as possible, direct lenders in the UK are now offering an incredible selection of options, including how much you want to borrow and how long you need to repay it back. From loans designed to be repaid quickly or over a longer period, our extensive panel of lenders ensures you will have access to one of the largest selections of lenders operating in the UK. Not only does this significantly reduce the time it takes to get the money into your account, but it also increases your chances of being quickly approved.

So what options are there for people looking for short term loan with no credit check in the UK? With money-lending trends changing to reflect modern lifestyles, more lenders now offer short-term loans to people struggling with poor credit ratings. This means there are often many options open to people wanting such loans.


To reduce the time needed to search for the right loan, we provide a simple application process and an instant decision on your application; helping you get your loan as quickly as possible. Therefore, next time you see an advert for short term loans with no credit check, remember, they are not telling you the truth, and by searching through us, you have a greater chance of being approved by a reputable and accredited money lender that will assess your application on criteria other than just your previous financial history.


No matter the urgency of your loan, nor the amount you need nor the time you want to repay it back, we are confident that we can help you find the very best loan for you without you having to compromise on what you want. Fully authorised and regulated by The Financial Conduct Authority, we are a credit broker that helps to make getting loans as simple and fast as possible. Understanding the importance of transparency, we have made the entire process very straightforward, whilst also removing all costs. This means we will not charge you a penny for our services and promise that there will be no hidden charges or fees.

Generally speaking, small loans, that are repaid in a short period of time, have a higher interest rate than bigger loans paid over multiple years. We work with a wide variety of lenders who offer a wide variety of loan products, meaning we can find you the best short-term loan deal.

We are confident we can help you find the right loan for you; With our panel of lenders focused on providing short-term loans, we can help you quickly identify the best and most competitive loan for you. Doing everything we can to help you get the money you need, we are proud of the fact that many applicants who successfully complete our application process are approved; getting the money they need in just 15 minutes.*

If you are looking for a short term loan for bad credit we work with a panel of lenders who specialise if providing bad credit loans.

How do you get a loan with us?

The process explained...
Apply Online
Get the Best Rate
Instant Decision
Cash in 15 mins*
Flexible Repayment

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What do I need to get a Loan with CashUpJar?

  • Over 18 Years of Age
  • Income over £400 Per month
  • Have a Bank Account with Debit Card
  • Be a UK Resident
  • All Credit Scores Considered
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As with all short term loans, there are of course dangers that you must be aware of so that you can avoid them. The first thing you must check is that a lender is legally approved to operate in the UK. Requiring FCA accreditation, lenders must pass a series of checks before they are allowed to offer loans to applicants. This means that selecting such a lender ensures your loan is fully covered by the law should there be any problems regarding missed payments or increased interest rates. To provide you with important peace of mind, all of the lenders we feature are fully approved. Therefore, you do not have to spend time searching for a lender.


Short term loans are not designed to be used as a long-term financial solution. Missed or late payments can seriously impact you financially. Think carefully before taking out any type of credit. Other, cheaper credit options might be available.

If you are concerned about your debts and need advice, you can speak to the below companies free of charge.

moneyadviceservice.org.uk
stepchange.org
nationaldebtline.org

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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