Short term loans for bad credit from safe lenders

£100 to £5,000 paid out by 12:26pm *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Short term loan bad credit, how we help?

Wanting everyone to have the same access to money in times of emergency, we work with a large panel of lenders who offer short-term bad credit loans. Most banks and mainstream lenders only lend to customers with a perfect credit rating, meaning those who had experienced some credit problems where unable to obtain credit. Often featuring a small amount of money, short term loans can be repaid back as quickly as three months. As such, they are suitable for people requiring a sudden and small loan that can be repaid in a short period of time.

With our panel of direct lenders focused on providing short term loans for bad credit, we can help you quickly identify the best and most competitive loan for you. Doing everything we can to help you get the money you need, often in just 15 minutes* of approval. Because the reasons behind the sudden need for such short term loans are often stressful, our application process is short, simple to complete and can be completed online.

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

Try our No Obligation Eligibility Checker

Get your money by 12:26pm

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Short term loans, do they need a credit check?

Due to the short-term nature of such loans, many people wrongly believe that they do not require a credit check. However, as we have shown, there are no such things as no credit check loans. This means that even bad credit short term loans will be subject to a credit check. To alleviate any concern you may have regarding this, we will do everything we can to help you get the money you need when you need it from the most suitable lender. Therefore, even if you have bad credit, we help you find short-term loans that feature attractive repayment periods and competitive interest rates. Of course, the size and length of a loan often influence the chances of you being approved.

If you are worried about being declined for a short-term loan for bad credit, our ‘Eligibility Checker’ is a great tool. We are able to assess your likelihood of being accepted for a loan before you apply by asking just a few questions. Once you decide to apply, we also use ‘soft search’ technology, which means there will be no effect to your credit rating.

If you are looking for a short-term loan and have a bad credit history, you will still have an opportunity to be approved and get the money you need. Wanting to give applicants as much freedom as possible, direct lenders are now offering an incredible selection of options, including how much you want to borrow and how long you need to repay it back. From loans designed to be repaid quickly, to those that do not require a guarantor our extensive panel of lenders ensures you will have access to one of the largest selections of short term loans in the UK. Not only does this significantly reduce the time it takes to get the money into your account, but it also increases your chances of being quickly approved.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds

What do I need to get a Loan with CashUpJar?

  • Over 18 Years of Age
  • Income over £400 Per month
  • Have a Bank Account with Debit Card
  • Be a UK Resident
  • All Credit Scores Considered
Apply Now
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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  • No impact on your credit score
  • Get an instant, no obligation quote
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