No guarantor loans for bad credit

£100 to £5,000 paid out by 6:25am *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Can you get a loan with no guarantor?

In keeping with our commitment to helping as many people as possible get access to quick loans when they need them, we feature many lenders offering loans without a guarantor. These short term loans are specifically designed for people unable or unwilling to ask someone to serve as a guarantor for a loan. Knowing this can sometimes be a sensitive topic, loans requiring no guarantor are very popular as lenders recognise the need for everyone to be able to get money when they need it – regardless of their personal circumstances.


Agreeing that a person should not be denied a loan simply because they do not have a suitable guarantor, CashUpJar has striven to provide a list of the best, most competitive non-guarantor loans currently available. Available for people who may have experienced a bad credit rating, CashUpJar offer bad credit no guarantor loans for £100 to £5,000 to be repaid over 3 to 36 months.

One of the biggest requirements for modern loans is that the money is placed into your account as quickly as possible. This is because the need for such loans is often needed in emergency situations. Furthermore, with people living much busier lives, time is always very important. As such, many lenders are offering shorter and shorter pay-out times to better reflect these demands and also make them stand out from the competition. Understanding the importance of speed, we have created a quick loans application process that can be simply followed by everyone and which gives you a decision instantly once you have completed your application.


If your loan is approved, our direct lenders will do everything they can to place the money you need into your account in just 15 minutes*. Not only does this provide you with the funds you need, but also gives you important peace of mind. Such instant loans with no guarantor are now an industry standard. And as such, these loans are now much more competitive than they once were and have the flexibility to give you what you need, fast.

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

Try our No Obligation Eligibility Checker

Get your money by 6:25am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

CashUpJar work with a large panel of lenders who specialise in providing no guarantor loans to people with bad credit. We understand that getting a loan from your bank if you have had a few late payments, is virtually impossible. We help thousands of customers every day who have bad credit find a loan, so rest assured, you are in the right place and we are ready to assist you.


CashUpJar has developed an ‘Eligibility Checker’ for customers who are unsure whether or not they will be accepted. This is a great tool for those who may have been declined elsewhere. By completing just a few short questions, we can tell you your likelihood of being approved by one of our lenders. This is totally free to use and you are under no obligation to apply.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds

A major concern for many people when applying for a loan is whether doing so will negatively impact their credit score. Whilst the occasional credit search will not cause you any problems, applying for a lot of credit in a short period of time can definitely cause harm. When you apply for credit, the lender will review your credit report. This will show up to other lenders, so if you have applied multiple times, this does not look good.


At CashUpJar, we, along with our panel of lenders, use what is called a ‘soft search’. This means that when you apply for a loan through us, we do not impact your credit rating. This ‘soft search’ is not available for other lenders to see and causes you no harm. This means that we can provide you with a decision on your application with the minimum of fuss. Should you be accepted for a loan and decide to proceed, only then will the lender complete a full credit check. Remember there is no such thing as a no credit check loan.

Like all loans, there is always the risk that your application will be turned down. With some brokers and money lenders, this risk is increased due to factors such as bad credit scores, not having a guarantor or being unemployed. However, CashUpJar specialises in helping to reduce such risks. By offering our ‘Eligibility Checker’ and a panel of carefully selected lenders focusing on providing short term loans to people often struggling to be approved, we can offer a greater number of people access to cash than ever before.


Clearly highlighting our determination to make loans accessible to all, our simplified process and lenders who don’t simply focus on your credit history ensure you have a greater chance than ever before to be approved for a loan. What’s more, you can do all this safe in the knowledge that you won’t be damaging your credit score.

What do I need to get a Loan with CashUpJar?

  • Over 18 Years of Age
  • Income over £400 Per month
  • Have a Bank Account with Debit Card
  • Be a UK Resident
  • All Credit Scores Considered
Apply Now
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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  • No impact on your credit score
  • Get an instant, no obligation quote
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