Doorstep Loans, get an online loan instead

£100 to £5,000 available online

3 to 36 month terms.

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Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Doorstep loans – What are they?

Doorstep loans or home collected short-term loans have been around for many years. When you apply for a doorstep loan you are usually visited by an agent in your home. The doorstep agent will give you the loan in cash, or occasionally vouchers, and will return weekly to collect your repayment. You will receive a payment book in most instances so you can keep track of what you owe.

Short term doorstep loans can be useful to customers who wish to discuss their loan requirements face to face. Some customers prefer this approach as it gives them the ability to discuss their needs in their own home at a time that is suitable for them.

 

Customers who do not have a bank account often struggle to obtain credit, where many UK doorstep lenders do not require you to have a bank account.

Yes, all lenders are required to do a credit check by law. Doorstep lenders specialise in providing customers with bad credit with a loan, so if you have been declined by a lender, they may still be able to help.

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What are the disadvantages of Doorstep loans?

Doorstep loans in the UK can be more expensive than other types of short term loans. Also, first-time customers can borrow a maximum of £1,000. Payments are usually collected weekly which can be quite restrictive for some customers looking for a short term loan

Many customers who use doorstep lenders go on to use them multiple times. The ability to have cash delivered to your home and to have the repayments collected is very convenient to some, though Cheaper credit alternatives may be available. As with all credit, think carefully and ensure that you can afford the weekly repayments.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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