Loans for people on benefits

£100 to £5,000 paid out by 6:39am *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Benefit loans – Can you get a loan if you are on benefits?

This is a question that is answered differently depending on the lender you apply to. Some lenders require that all applicants are in either full or part-time employment, so will not provide a loan if you are unemployed. Many lenders now take a view that if you can prove that you can make the required repayments, they will be willing to consider your application. If you need to borrow money and are receiving long-term benefits such as disability living allowance, lenders will take this income into consideration when scoring your application for a benefit loan.

At CashUpJar, we work with one of the largest direct lender panels in the UK. As such, some of the lenders that we work with will consider applicants who have a regular income from certain types of benefits and could offer same day benefit loans. If your benefits are guaranteed for the period of your loan, they may be able to help you find a short term loan for people on benefits.


If you are on benefits and need a quick loan today, our application process is quick and easy. By filling in one simple online form, we will search among our panel of direct lenders to find the best loans for people on benefits. Our lenders all use soft search technology, so when you apply for a loan through CashUpJar, it does not have any impact on your credit score, as a soft search cannot be seen by other lenders. Once you accept your loan offer, the lender will then perform a hard credit search to finalise your benefits loan.

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Apply for £100 - £5,000 in 60 Seconds

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

Try our No Obligation Eligibility Checker

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Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

I am worried about getting declined

If you have been declined for credit or have bad credit, don’t worry, we may still be able to help. Our panel of lenders specialise on providing credit to people with poor credit ratings. Try our ‘Eligibility Checker’ and we will tell you how likely you are to be approved. Its no obligation and totally free.

As explained previously, some of the lenders that we work with will offer loans to customers looking for benefit loans. If they can meet the monthly repayments for the duration of the loan then the lender will consider them. Short term loans are available at CashUpJar between £100 and £5,000 with repayment terms of between 3 and 36 months, depending on how much you borrow. The amount that you can borrow will be dependant on your own personal circumstances, such as the amount of disposable income, your credit history and how long you want to spread the loan over.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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