£3,000 loan with instant online decision

Borrow the £3,000 you need today.

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£3,000 Loans – Available for anyone to apply

Sometimes, an unexpected or sudden event means that you need to borrow money. Whether the car has failed its MOT, the boiler has packed up or you want to reduce your monthly repayments by consolidating your debts, it can be quite a daunting task to find the right lender. CUJ Loans specialises in helping people in these circumstances. With lots of lenders offering £3,000 loans, we do the hard work so you don’t have to. One quick form and we will get you a decision in seconds from our partner’s panel of direct lenders and your £3,000 could be on its way to you.

£3000 loan questions:

Q1 – Can I apply for a loan with bad credit?
Q2 – Can I get a quote without applying?
Q3 – Can I get a £3000 with no guarantor?
Q4 – Is it easy to apply with CUJ Loans?

Many of the lenders our partner works with offer a £3,000 loan for people with bad credit. Taking into account details such as your current employment status and your income and outgoings, rather than just your credit score, our partner’s bad credit direct lenders take a wider view of your application. Their lenders help those struggling to get credit every single day, so don’t worry, you are in the right place to find the best £3,000 for you. You can even try the ‘Eligibility Checker’ to find out your chances of being accepted.
To get a full quote via CUJ Loans, you just need to complete the quick online form, lenders will then be able to search the market to get you access to some of the best loans on the market. The lenders our partner works with use soft search technology, which means that your credit score isn’t impacted. If you are accepted and decide to proceed with the loan offer, your chosen lender will perform a hard credit search at that stage.
Customers who have a poor credit rating, for many years, have struggled to access credit. Thankfully, there are more and more lenders entering the market who specialise in providing loans to those customers who may previously have struggled. For customers looking for no guarantor loans, there are now options. At CUJ Loans our partner works with a panel of direct lenders who can find competitive loans for most circumstances.

Try the No Obligation Eligibility Checker

Get your money the same day

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Is it easy to apply with CUJ Loans?

As you come to expect with CUJ Loans, we have streamlined our application process to make sure you can apply for a loan from any device at any time. Our partner’s great technology means you get an instant decision and a personalised quote from the best lender for your circumstances. Whether you need a £3,000 or a different amount, we can help you find the right lender. We understand that if you need a quick loan then time is of the essence. Once accepted, your loan could be in your bank on the same day*.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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  • No impact on your credit score
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