£3,000 loan with instant online decision

Borrow £3,000, paid out by 10:01am *

Fast 3 to 36 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
CUJ Loans is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

£3,000 Loans – Available for anyone to apply

Sometimes, an unexpected or sudden event means that you need to borrow money. Whether the car has failed its MOT, the boiler has packed up or you want to reduce your monthly repayments by consolidating your debts, it can be quite a daunting task to find the right lender. CUJ Loans specialises in helping people in these circumstances. With lots of lenders offering £3,000 loans, we do the hard work so you don’t have to. One quick form and we will get you a decision in seconds from our partner’s panel of direct lenders and your £3,000 could be on its way in as little as 15 minutes*

£3000 loan questions:

Q1 – Can I apply for a loan with bad credit?
Q2 – Can I get a quote without applying?
Q3 – Can I get a £3000 with no guarantor?
Q4 – Is it easy to apply with CUJ Loans?

Many of the lenders we work with offer a £3,000 loan for people with bad credit. Taking into account details such as your current employment status and your income and outgoings, rather than just your credit score, our partner’s bad credit direct lenders take a wider view of your application. Their lenders help those struggling to get credit every single day, so don’t worry, you are in the right place to find the best £3,000 for you. You can even try our ‘Eligibility Checker’ to find out your chances of being accepted.
To get a full quote with CUJ Loans, you just need to complete the quick online form, lenders will then be able to search the market to get you access to some of the best loans on the market. The lenders our partner works with use soft search technology, which means that your credit score isn’t impacted. If you are accepted and decide to proceed with the loan offer, your chosen lender will perform a hard credit search at that stage.
Customers who have a poor credit rating, for many years, have struggled to access credit. Thankfully, there are more and more lenders entering the market who specialise in providing loans to those customers who may previously have struggled. For customers looking for no guarantor loans, there are now options. At CUJ Loans our partner works with a panel of direct lenders who can find competitive loans for most circumstances.

Try our No Obligation Eligibility Checker

Get your money by 10:01am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Is it easy to apply with CUJ Loans?

As you come to expect with CUJ Loans, we have streamlined our application process to make sure you can apply for a loan from any device at any time. Our partner’s great technology means you get an instant decision and a personalised quote from the best lender for your circumstances. Whether you need a £3,000 or a different amount, we can help you find the right lender. We understand that if you need a quick loan then time is of the essence. Once accepted, your loan could be in your bank in as little as 15 minutes.*

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
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