£500 loan with instant online decision

Borrow £500, paid out by 1:46am *

Fast 3 to 12 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
CUJ Loans is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

£500 loans with Instant Decisions

There are of course many different reasons why a person would need to take out a £500 loan. From an unexpected emergency to a higher-than-normal bill, the reasons are limitless. Because of this, the amount able to be borrowed from lenders has also changed. Whereas in the past, loans were usually for larger purchases, such as a new car, and therefore repaid over a considerable period of time, modern loans can now often be for much smaller amounts, sometimes running all the way down to the low hundreds. Furthermore, these short-term loans are also designed to be repaid much more quickly, again reflecting the lifestyle changes of those looking to borrow.

£500 loan questions:

Q1 – I need to borrow £500, can CUJ Loans help?
Q2 – Can I spread the repayments of my £500 loan?
Q3 – Is my data secure?
Q4 – Can I apply for a £500 Loan if I have a bad credit score?

Whilst the reasons behind the need for short-term loans, as well as the amounts able to be borrowed, can and do vary significantly, most applications have one very important thing in common. That is the need to access funds quickly. When something unexpected happens, it usually happens fast, and more often than not, demands an equally swift response. To help you better cope in such situations, we have striven to ensure all of the processes are as quick as possible. That is why our partner, Flux Funding’s direct lender panel offer £500 loans that can often be with you in just 15 minutes* Not only does this give you the money you need when you need it, but it also gives you instant peace of mind, something we feel is very important in such difficult emergency situations.
If you need to borrow £500 quickly, we will do everything we can to give you an instant decision and get the money into your account 15 minutes* after you have been approved by one of our partner’s direct lenders. Their £500 short-term loans are specifically designed to help people in employment quickly borrow money and repay it in manageable instalments. This allows you the flexibility to make sure the repayments can fit your budget, and therefore what you repay back is affordable. These types of short term loan are therefore much more attractive to people not wanting to be tied down to a long-term loan.
When you apply for a loan through CUJ Loans, you can rest assured that the security of your personal information is paramount. We have state of the art security systems and your data is not shared with anyone for the purposes of marketing. All personal data is encrypted and stored in line with The Information Commissioners Office requirements.

Try our No Obligation Eligibility Checker

Get your money by 1:46am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Can I apply for a £500 Loan if I have a bad credit score?

Bad credit history. This is because we know that bad credit histories are often no longer a true reflection of a person’s financial situation. A poor credit rating can occur for a number of reasons, and more importantly, is often outdated. As such, lenders often take into account a person’s current financial status. That is why we ask you questions about your situation now, not what it used to be. This way, you get a much better chance to be approved for a loan. We do this because we understand the often-sudden need for such emergency loans, and therefore want to ensure that we allow as many people as possible access to funds through our partner’s panel of lenders. You can even try our ‘Eligibility Checker’ if you would like to see your chance of being accepted for a £500 loan.
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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