Cash Advance loans with instant online decisions

Apply for loans between £100 to £5,000

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Cash advance loans – Instant access to the funds you need

Cash advance loans have become a popular form of short term loan. Designed to provide money fast, all of the cash and wage advance loans our broker partner’s panel of lenders offer an immediate decision on your application and the money in your bank account in on the same day if approved. Not only does this give you the money you need when you need it, but also provides much-needed relief in what are often very stressful situations. Such advance cash loans are often required to cover an unexpected expense or just provide some emergency cover until you are next paid.

Cash advance loan questions:

Q1 – How much can I borrow with a cash advance loan?
Q2 – Cash advance loans – What are they for?
Q3 – How long will it take to get approved for a cash advance loan?
Q4 – What are the criteria for an emergency cash advance loan?

Cash advance loans have become increasingly flexible. Given that emergencies can happen at any time and vary in size and urgency, our broker partner has developed a panel of lenders that cover virtually every eventuality. If you need a small amount of money for a couple of months or something bigger, we can help. Immediate cash advance loans can be for as little as £100 right up to £5,000, with instalment options of 3 to 36 months. Cash advance loans can be used for almost any purpose and as with all loans applied for via CUJ Loans, you will receive an instant decision on your application.

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Cash advance loans – What are they for?

Although it is possible to borrow large amounts of money through cash advance loans, in general, these types of short term loan focus on providing people with small amounts of cash. Designed to help people who suddenly find themselves in need of extra cash, this can usually be for an emergency household bill, to fix a car or because extra cash is needed for a short period of time. Our broker partner’s panel of lenders specialise in providing cash advance loans for bad credit so if you have been turned down elsewhere, we may still be able to help.

By completing a quick online application, our broker partner can search its panel of direct lenders quickly and get a decision back for you in just seconds. You can apply from any device at any time and we will be here to help. CUJ Loans is available 24 hours a day, 365 days a year, so if you need a quick loan at any time, we are always available.

Even if you are looking for a bad credit loan our partner works with a panel of direct lenders who specialise in providing cash advance loans to people who may have been turned down in the past.

Our broker partner works with a large selection of lenders and brokers. The criteria for these lenders are different, however, typically you will need to be in part of full-time employment or in receipt of a permanent benefit or pension. The minimum income needed will depend on the amount you are looking to borrow and what your outgoings are. You must also be a UK resident and have a bank account with a debit card.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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