CUJ Loans work with a broker partner who has access to a large panel of direct short term direct lenders. By completing one quick, online application, they search the market to find you the best loan for your circumstances. What’s more, we are totally free to use!

Once considered expensive and not in the best interests of customers, The Financial Conduct Authority now heavily regulate the short-term loan sector and interest rate caps have been introduced. CUJ Loans’ broker partner only works with regulated direct lenders and have strict criteria for lenders to join their panel.

The money lending market has seen considerable growth and change in recent years, with short-term loan lenders now offering an incredible selection of loans. Highlighting such change, there are now many direct lenders operating in the UK. However, with such a choice also comes confusion, with many applicants unsure as to which lender they should choose.

To help you make the most informed decision you can, our partner’s panel of direct lenders features a selection of the most well-known and reputable money lenders currently operating in the UK. Chosen because of their reputation and willingness to provide loans to people who would usually have difficulty being approved, all of the lenders are fully authorised by the FCA to operate in the UK.

By enabling you to quickly compare the best loans on offer, you can make an informed decision before deciding which lender you wish to borrow from. Not only will this maximise your chances of getting the right loan for you, but it also means you will get access to the most competitive interest rates; ensuring you repay your loan as quickly as possible. With many of the applicants we introduce successfully getting the money they require, we are confident that we can help you, no matter your needs or financial background.

Wanting everyone to have the same access to money in times of emergency, our broker partner ensures their lenders offer short-term loans for bad credit applicants. Created to provide access to money, these loans enable you to take out a short-term loan, even with bad credit. Often featuring a small amount of money, these loans can be repaid back as quickly as three months.

They are suitable for people requiring a sudden and quick small loan that can be repaid in a short period of time. With a panel of lenders focused on providing short-term loans for applicants with bad credit, our partner can help you quickly identify the best and most competitive loan for you. Doing everything we can to help you get the money you need, we are proud of the fact that many applicants we introduce, who successfully complete the application process are approved; getting the money they need on the same day*

Because the reasons behind the sudden need for such short-term loans are often stressful, the application process is short, simple to complete and can be completed online.
short-term loans are not designed to be a long-term financial solution. Think carefully before taking out any type of credit.

Because of the short-term nature of such loans, many people wrongly believe that they can apply for a no credit check loan. However, there are no such things as no credit check loans. This means that even bad credit short term loans will be subject to a credit check.

Even if you have bad credit, our broker partner may be able to offer access to short-term loans that feature attractive repayment periods and competitive interest rates. Of course, the size and length of a loan often influence the chances of you being approved. ‘Soft search’ technology means they can search their panel of lenders to find you a loan without impacting your credit score.

Wanting to give applicants as much freedom as possible, direct lenders in the UK are now offering an incredible selection of options, including how much you want to borrow and how long you need to repay it back. From loans designed to be repaid quickly or over a longer period, the extensive panel of lenders ensures you will have access to one of the largest selections of lenders operating in the UK. Not only does this significantly reduce the time it takes to get the money into your account, but it also increases your chances of being quickly approved.

So what options are there for people looking for short term loan with no credit check in the UK? With money-lending trends changing to reflect modern lifestyles, more lenders now offer short-term loans to people struggling with poor credit ratings. This means there are often many options open to people wanting such loans.

To reduce the time needed to search for the right loan, we provide a simple introduction process and an instant decision on your application; helping you get your loan as quickly as possible. Therefore, next time you see an advert for short term loans with no credit check, remember, they are not telling you the truth, and by searching through us, you have a greater chance of being approved by a reputable and accredited money lender that will assess your application on criteria other than just your previous financial history.

No matter the urgency of your loan, the amount you need or the time you want to repay it back, we are confident that we can help you get access to the very best loan for you without you having to compromise on what you want. Fully authorised and regulated by The Financial Conduct Authority, our broker partner helps to make getting loans as simple and fast as possible. Understanding the importance of transparency, they have made the entire process very straightforward, whilst also removing all costs. This means we will not charge you a penny for our services and promise that there will be no hidden charges or fees.

Generally speaking, small loans, that are repaid in a short period of time, have a higher interest rate than bigger loans paid over multiple years. Our broker partner works with a wide variety of lenders who offer a wide variety of loan products, meaning they can find you the best short-term loan deal.

We are confident we can help; With our broker partner’s panel of lenders focused on providing short-term loans, they can help you quickly identify the best and most competitive loan for you. Doing everything they can to help you get the money you need; we are proud of the fact that many applicants who successfully complete the application process are approved; getting the money they need when they need it.

If you are looking for a short term loan for bad credit our partner works with a panel of lenders who specialise in providing bad credit loans.

Safe Online Borrowing

In 5 Simple Steps

As with all short term loans, there are of course dangers that you must be aware of so that you can avoid them. The first thing you must check is that a lender is legally approved to operate in the UK. Requiring FCA accreditation, lenders must pass a series of checks before they are allowed to offer loans to applicants. This means that selecting such a lender ensures your loan is fully covered by the law should there be any problems regarding missed payments or increased interest rates.

Short term loans are not designed to be used as a long-term financial solution. Missed or late payments can seriously impact you financially. Think carefully before taking out any type of credit. Other, cheaper credit options might be available.

If you are concerned about your debts and need advice, you can speak to the below companies free of charge.

stepchange.org
nationaldebtline.org