Is it easy to apply for a loan?

Q: Can I get a loan for any purpose?

At CUJ Loans we work with a panel of over 40 lenders, this means we have a great range of products to offer. With loans between £100 and £5,000 repayable over 3 to 36 months, whatever you need the money for, you are in the right place. With loans available for virtually any purpose, whether it is to get you through an emergency situation, to consolidate debts, or to make a purchase, the quick loans on offer through CUJ Loans are available for you to apply for 365 days a year and you will always get an instant decision on your quick loan and the money in your account the same day.

At CUJ Loans we have developed an extremely quick and easy loans process. You can complete our online form, which will take just a couple of minutes, and our broker partner will do the rest. They work with a wide variety of direct lenders to make sure you get the best deal. You can sit back, knowing that they are taking care of everything for you. They will return a decision almost instantly, again making your easy loan process even better.

Easy loan questions:

Q1 – Is it easy to get a loan with a bad credit rating?
Q2 – Am I eligible for an easy loan?
Q3 – I need to borrow money for an emergency, is it an easy process?
Q4 – Can I get a loan for any purpose?

Is it easy to get a loan with a bad credit rating?

Being able to get a loan when you have a bad credit rating in the past was far from simple. Banks weren’t really interested in lending money to people who had bad credit and there was nowhere else to turn. Now, however, there are many lenders who specialise in providing short-term loans to such people. Easy loans application processes are the norm now, especially at CUJ Loans, where our broker partners do everything to help you get the easy loan that you are looking for. Their soft search technology and Eligibility checker give you the confidence to apply, regardless of your credit rating. Even if you have a really bad credit rating or have a CCJ or default issues against you, lenders may still be able to find you the short term loan that you need.

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This will not affect your credit score.

Am I eligible for an easy loan?

Our easy loans application process is designed to make it simple for people to apply for a short term loan. If you are over 18, a UK resident, have a valid bank account with a debit card and are in full or part-time employment, then you are eligible to apply for a short term loan.

While nobody can offer a no credit check loan the easy loan application process allows our partner to find a customer the best short term loan products on the market. Using Soft Search technology their panel of direct lenders are able to return an instant decision on your application without having any impact on your credit rating. This flexibility allows them to shop around for you so you do have to. Once you decide to accept the offer of a loan from one of their lenders it is only at this stage that they will complete a hard credit search.

I need to borrow money for an emergency, is it an easy process?

Emergencies such as car repairs, the boiler packing up or an unexpected bill, the need to access cash quickly can be stressful. Thankfully, at CUJ Loans, you complete just one application and our partner will find the best deal amongst their lender partners. They work with a range of lenders that specialise in providing instant decisions and paying out loans really quickly once customers have been approved.

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This will not affect your credit score.

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Can I get a loan for any purpose?

At CUJ Loans our broker partner works with a panel of lenders, this means we have a great range of products to offer. With loans between £100 and £5,000 repayable over 3 to 36 months, whatever you need the money for, you are in the right place. With loans available for virtually any purpose, whether it is to get you through an emergency situation, to consolidate debts, or to make a purchase, the quick loans on offer via CUJ Loans are available for you to apply for 365 days a year and you will always get an instant decision on your quick loan and the money in your account the same day.

Get Your Loan Quote
This will not affect your credit score.