Borrow £100 to £5,000
over 3 to 36 months

Not sure if you'll be accepted?

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Need an Emergency loan?

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

Will you be approved?
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

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Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Loans for an emergency

If you have the need for an emergency loan, you probably need it quickly. Emergencies can happen to anyone and often come at the least favourable time when you can afford it the least. If you need an emergency loan, our broker partner can help. Whether it’s a small payday loan loan until your next payday or a larger amount that you need, we have a great application process that takes just a couple of minutes. We are here 24 hours a day, 365 days a year to help you find your online emergency loan. If you are approved by one of our partner’s direct lenders you could receive your emergency cash loan on the same day*. With loans available 24 hours a day, whether you apply off a smart device or your computer, we are always here.

Emergency loan questions:

Q1 – I need an emergency loan, how much can I borrow?
Q2 – Can I apply for an emergency loan if I have bad credit?
Q3 – How quickly can I get an emergency loan?
Q4 – Will I be approved for an emergency loan?

At CUJ Loans, our broker partner works with a great panel of direct lenders who can offer loans as low as £100, right up to £5,000. So, if it’s a small or big emergency cash loan that you need, they are here to help. They have repayment periods from 3 months to 36 months, which will allow you to make the repayments to suit your budget. We know that when emergencies happen, it is incredibly stressful, so we have made our application process as simple as possible for you so you can get a decision straight away on your emergency loan.
Get Your Loan Quote
This will not affect your credit score.

Our broker partner works with a panel of direct lenders who specialise in providing emergency loans for people with bad credit. If you need emergency money now, all you need to do is apply online and they will take care of the rest. They will search their panel of direct lenders to find the best deal for your situation, even if you have a very bad credit rating. With all of the lenders they work with using soft search technology, they are able to return an instant decision without damaging your credit score. That means they can search the market to ensure they are getting you the best emergency loan for bad credit that you need.

When you apply for a loan via CUJ Loans, it takes just a couple of minutes to complete our online application. The lenders that our broker partner works with will all provide an instant decision on your application and if you are approved, you could get the money in your account on the same day*.
Get Your Loan Quote
This will not affect your credit score.

Try the No Obligation Eligibility Checker

Get your money the same day

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Will I be approved for an emergency loan?

If you are aged 18 or over, are a UK resident, are employed and have a valid UK bank account then you can apply for an emergency loan through CUJ Loans. Try the free no obligation Eligibility Checker to see if you are likely to be approved by one of our partner’s direct lenders before you apply. It only takes a minute to complete and has no impact on your credit score. If you are looking for an emergency loan for bad credit, this is extremely helpful. Everything is designed to help you quickly get the emergency cash that you need. For larger emergency loans, you can spread the repayments over a period up to 36 months, giving you a great deal of flexibility and makes sure that you do not have to pay the emergency cash back in one lump sum, which can impact on your finances for months after.

Get Your Loan Quote
This will not affect your credit score.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
Will you be approved?

Will you be approved?

No credit footprint

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Access up to £5,000 today

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  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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