Need money fast?

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Need Money fast

When something unexpected happens, it generally happens fast, and sometimes you need to act equally as fast to sort it out. If you have had your car break down, your boiler stop working or another unexpected bill hit the doormat, you may need access to money fast. CUJ Loans is fast in everything we do. Complete our application and get approved by one of our broker partner’s lenders and you could have the cash in your bank on the same day*. Now that’s a fast loan. All of our partner’s direct lenders provide fast loans. Once we have submitted your application online, they will provide you with a decision within a few seconds. Our broker partner’s panel of lenders use soft search technology that allows them to search the market for the best available loan for you, without having any impact on your credit file.

Quick loan questions:

Q1 – Can I get a fast loan if I have a poor credit score?
Q2 – Can I get money fast with no credit check?
Q3 – Is CUJ Loans a direct lender?
Q4 – I need money fast, can CUJ Loans help?

If you have applied for a loan with your bank and been declined, our broker partner may still be able to help. They work with many direct lenders who can lend to people that banks choose not to. Complete our fast loan application form and we can get a decision instantly. Also, if you are worried about being declined, try the fast loan Eligibility Checker and we can tell you how likely you are to be approved by one of our fast payday loan providers. We understand that having a bad credit rating can make it difficult to obtain credit, so customers who need money fast, sometimes struggle to know where to turn. We have introduced thousands of people with bad credit to find the money they need fast.
As has been explained previously, all lenders have to be authorised and regulated by The Financial Conduct Authority. FCA rules meant that all applications for credit have to go through certain credit and affordability checks. This means that no credit check loans do not exist. At CUJ Loans our partner works with a wide panel of direct lenders who specialise in providing short term loans to people of all backgrounds, even those who may have a very poor credit rating. Also, Soft Search technology means that they can search for a loan for you without having any impact on your credit record.
CUJ Loans is a loan introducer. Our broker partner works with a variety of lenders and brokers to find you the best deal possible. By completing a single application our partners will work to find you the best deal for your circumstances. Our broker partner works with lenders who offer great rates for customers with a good credit history and with lenders who can provide loans to customers who may have been declined elsewhere.

Try the No Obligation Eligibility Checker

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Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

I need money fast, can CUJ Loans help?

Being able to apply for a fast loan online while on the go is important for some people. CUJ Loans has a great, mobile phone journey. Our application takes just a couple of minutes to complete and we have made it really simple for people to use on their smartphones. Fast loans for people with fast lives couldn’t be easier. You can apply for a loan 24 hours a day 365 days a year. We never close, so when you need a fast loan, we will be available to help you.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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  • No impact on your credit score
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