Loans for people on benefits

Apply for loans from £100 to £5000

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Benefit loans – Can you get a loan if you are on benefits?

This is a question that is answered differently depending on the lender you apply to. Some lenders require that all applicants are in either full or part-time employment, so will not provide a loan if you are unemployed. Many lenders now take a view that if you can prove that you can make the required repayments, they will be willing to consider your application. If you need to borrow money and are receiving long-term benefits such as disability living allowance, lenders will take this income into consideration when scoring your application for a benefit loan.

At CUJ Loans, our broker partner works with one of the largest direct lender panels in the UK. As such, some of the lenders that they work with will consider applicants who have a regular income from certain types of benefits and could offer same day benefit loans. If your benefits are guaranteed for the period of your loan, they may be able to help you find a short term loan for people on benefits.

 

If you are on benefits and need a quick loan today, our application process is quick and easy. By filling in one simple online form, our broker partner will search among their panel of direct lenders to find the best loans for people on benefits. Their lenders all use soft search technology, so when you apply for a loan through CUJ Loans, it does not have any impact on your credit score, as a soft search cannot be seen by other lenders. Once you accept your loan offer, the lender will then perform a hard credit search to finalise your benefits loan.

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds

£13per month

The approximate interest for borrowing £100

CUJ Loans is a registered trading name of Upward Finance Limited which is an Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender. Rates between 9.3% APR and 1721% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

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Eligibility Check

I am worried about getting declined

If you have been declined for credit or have bad credit, don’t worry, we may still be able to help. Our partners panel of lenders specialise in providing credit to people with poor credit ratings. Try the ‘Eligibility Checker’ and we will tell you how likely you are to be approved. Its no obligation and totally free.

As explained previously, some of the lenders that our broker partner works with will offer loans to customers looking for benefit loans. If they can meet the monthly repayments for the duration of the loan then the lender will consider them. Short term loans are available via CUJ Loans between £100 and £5,000 with repayment terms of between 3 and 36 months, depending on how much you borrow. The amount that you can borrow will be dependant on your own personal circumstances, such as the amount of disposable income, your credit history and how long you want to spread the loan over.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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