Borrow £100 to £5,000
over 3 to 36 months

Not sure if you'll be accepted?

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Quick loans for good and bad credit

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

Will you be approved?
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative 49% APR.

Representative example: Amount of credit: £1000 for 12 months at £107.07 per month. Total amount repayable of £1284.82 Interest: £284.82. Interest rate: 49% pa (fixed). Representative 49% APR. Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

I need an urgent loan, can CUJ Loans help?

If you have the need to apply for an urgent loan, it’s likely that something has cropped up that you weren’t expecting. This happens to all of us at one time or another and knowing where to turn to for help is a great stress reliever. CUJ Loans are here to help you get access, through our broker partner, to the urgent loan you need and will make the whole process a quick and easy as possible, meaning that you can deal with emergencies as soon as they arise. We are available exclusively online which means that we do not have opening hours. We are available 24 hours a day, every day as we understand that urgent loans are not just needed between 9-5 Monday to Friday.

Urgeny loan questions:

Q1 – I need an urgent loan, can CUJ Loans help?
Q2 – Can I get an urgent loan if I have bad credit?
Q3 – Do I need to have a guarantor?
Q4 – Can I get a loan until my next payday?

CUJ Loans works with a broker who has one of the largest lender panels in the UK. If you have a bad credit score they can still help. Their lenders will consider customers who have bad credit but can show they are able to make the repayments for their loan. Apply online and get a decision in minutes and your urgent loan could be on its way to you today. There is no paperwork to complete and you can apply without damaging your credit file because of soft search technology.

The majority of the direct lenders that our partner works with do not require that customers have a guarantor. We understand that most people prefer to keep their financial matters private and the lenders that they work with specialise in providing urgent short term loans to people who may have a poor credit rating. You can apply online and get an instant decision now for no guarantor loans.
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Can I get a loan until my next payday?

If you need access to money urgently, it may only be for a small period of time. A payday loan could be an option for you. Our partner works with a large panel of payday loan lenders who are here to help you. They can get you the urgent loan you need today. Apply now and get an instant decision from one of our payday loan partners and the money could be in your account today* If you need an urgent loan but do not want to pay the full amount back on your next payday, we also offer access to a range of short term loans, that allows you to spread the repayments between 3 and 36 months. This is extremely useful for customers who are borrowing larger sums of money and would be unable to pay it back in one lump sum. Spreading the repayments over manageable monthly instalments is the preferred option for many customers as paying back within one month can strain their finances over the next month, often meaning they need to apply for another loan.

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This will not affect your credit score.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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Apply for £100 - £5,000 in 60 Seconds
Will you be approved?

Will you be approved?

No credit footprint

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  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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