As the name suggests, payday loans was originally designed to be repaid when the person borrowing the money was next paid. Therefore, it was imperative that you had a job if you were applying for one of these loans. Whilst payday loans are now available in a variety of formats and sizes, the majority of lenders still require applicants to be in employment, either part-time or full-time. Always being transparent and honest in everything we do, we won’t make false claims, such as pretending you can compare payday loans with no credit check. Because all regulated money lenders in the UK are required by law to perform a credit check on each application, all of the lenders we feature will perform such a check. If you are on long-term benefits such as Disabled Living Allowance or are receiving a pension, it is likely that the lender will accept this income when assessing your application.

With many of our lenders specialising in providing loans to people suffering from bad credit, we are confident that we can still help you get a bad credit payday loan, even if you have been turned down by more traditional lenders, such as a bank. However, direct lenders will require that you are working either part-time or full-time, so if you are unemployed, you will likely not meet the qualifying criteria for a loan.

We are doing everything we can to help more people get loans than ever before, including those who would otherwise struggle to be approved, however responsible lenders will only accept customers who have a regular income. Even if you are looking for a we work with direct lenders who may be able to help. All of our lenders use Soft Search technology, so when you want to compare payday loans, we can search the market to find you the best deal without damaging your credit score in any way. Once approved, the lender will only perform a hard credit search after yu accept their loan offer.