Borrow £100 to £5,000
over 3 to 36 months

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£100 to £5,000 paid out by 4:17am*

Fast 3 to 36 month loans.

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  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
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Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
CUJ Loans is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Compare payday loan questions:

Q1 – Which is the best payday lender for you?
Q2 – How can CUJ Loans find me the best deal?
Q3 – Can I get a payday loan if I am unemployed?
Q4 – How about if I have bad credit?

Which is the best payday lender for you?

At CUJ Loans our role is to match you with the best payday loan for your circumstances. Because our panel of direct lenders is so wide and varied, we are confident we can help you no matter what type of short term loan you are looking for. If you are looking to compare payday loans, we can help you quickly find the best deal.

Using the information provided by you, we will instantly assess which lenders meet your specific requirements. We work with and compare direct lenders, so you can be sure that we are going to get you the best possible deal. This saves you a great deal of time in your payday loans search. We will send your application to the cheapest lenders and you will receive a decision in seconds, making your payday loan comparison as seamless as possible. If the top 5/10 direct lenders don’t accept your application, we have many others who might be able to help even if you have been declined elsewhere.
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Eligibility Check

As the name suggests, payday loans was originally designed to be repaid when the person borrowing the money was next paid. Therefore, it was imperative that you had a job if you were applying for one of these loans. Whilst payday loans are now available in a variety of formats and sizes, the majority of lenders still require applicants to be in employment, either part-time or full-time. Always being transparent and honest in everything we do, we won’t make false claims, such as pretending you can compare payday loans with no credit check. Because all regulated money lenders in the UK are required by law to perform a credit check on each application, all of the lenders we feature will perform such a check. If you are on long-term benefits such as Disabled Living Allowance or are receiving a pension, it is likely that the lender will accept this income when assessing your application.

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With many of our lenders specialising in providing loans to people suffering from bad credit, we are confident that we can still help you get a bad credit payday loan, even if you have been turned down by more traditional lenders, such as a bank. However, direct lenders will require that you are working either part-time or full-time, so if you are unemployed, you will likely not meet the qualifying criteria for a loan.

We are doing everything we can to help more people get loans than ever before, including those who would otherwise struggle to be approved, however responsible lenders will only accept customers who have a regular income. Even if you are looking for a we work with direct lenders who may be able to help. All of our lenders use Soft Search technology, so when you want to compare payday loans, we can search the market to find you the best deal without damaging your credit score in any way. Once approved, the lender will only perform a hard credit search after you accept their loan offer.

Get Your Loan Quote
This will not affect your credit score.
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
Will you be approved?

Will you be approved?

No credit footprint

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  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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