**Warning**: Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9.%** | CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Student payday loan

Apply to borrow £100 to £5,000 online

3 to 36 month loans.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
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Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Are payday loans suitable for students?

As people demand more and more freedom regarding the loans they take out, money lenders have begun introducing a wide range of loans to cater to people from different walks of life, who have different needs. Students have access to a range of finance options through student loans, grants, bursaries and credit cards. Student payday loans have never really been advertised but like most types of credit, if you meet the criteria you can apply.

Student payday loan questions:

Q1 – Can I get a payday loan if I am a student?
Q2 – What about loans for students with bad credit?
Q3 – Do all lenders offer loans for students?
Q4 – Are payday loans for students safe?

Can I get a payday loan if I am a student?

Completely overlooked in the past, students were often considered too much of a risk for a loan. However, direct lenders will consider applications if the person has a regular income and meets the other requirements for the loan, such as credit and affordability checks. More and more students are balancing working with their studies these days, as a result, they are potentially eligible for more financial products than ever before as lenders require that customers have a regular income.

As with all types of credit, it is important to think carefully before entering into any type of credit agreement. Whilst student payday loans are appealing due to their instant nature, other forms of credit may also be available at a lower cost.

Understanding that people of any age and background can now become a student, payday loans for students in the UK can be applied for even with bad credit. Taking into account other factors, such as whether you are working and what your current financial status is, direct lenders will now place weight on these factors as well as your credit score. Available quickly, often the same day, payday loans for students are now considered a competitive option for students looking to borrow money quickly.

Student payday loans are not a long-term financial solution. Think carefully before entering into any financial agreement.

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Whilst most lenders operating in the UK offer similar ranges of loans, some loans are considered less common, and are therefore only provided by more specialised lenders. Whilst student payday loans are becoming widespread, not all lenders will offer them. Therefore, rather than wasting time searching for the right lenders, CUJ Loan’s broker partner will refer your application to those lenders who are more likely to approve your loan. This is done using “soft search” technology so there is no impact on your credit rating.

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
Given the same protection as all other loans, loans for students are now seen as a safe, competitive option for when cash is needed urgently. To see if you qualify for a loan, you can simply follow our online application process. Easy and straightforward, our broker partner will provide you with an instant decision regarding your application from their panel of lenders. In addition, as with all of the loans on offer, payday loans for students can be applied for online; making them incredibly flexible, enabling students to apply from their mobile device, anytime and anywhere. All lenders are regulated by The Financial Conduct Authority.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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