Guaranteed Payday Loans

£50 to £5000 paid out by 6:23am *

Fast 3 to 36 month loans.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Loan amount subject to lender's requirements and approval. *Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Can you get a guaranteed payday loan?

When looking for a loan, it is natural to focus on those advertising the highest likelihood of being approved, such as guaranteed payday loans. Unfortunately, the truth is not as clear-cut. This means that whilst most lenders will do everything they can to help you get a loan, there are still various criteria that must be met before your application is approved. This includes passing a legally-required credit check. As such, whilst you may see advertisements for guaranteed payday loans by lenders or brokers, they are not being entirely truthful with you.

Thankfully, there are options for people wanting to increase their chances of getting the loan they need. Therefore, whilst we may not offer a guaranteed payday loan, we guarantee to do everything we can to ensure your loan gets approved. Firstly, we will use the information you provide us to compile a list of the most appropriate lenders and loans matching your specific requirements. This includes highlighting those lenders most likely to approve your application. When you have decided which lender is the most suitable, your application will be processed incredibly fast. Once fully approved, the money will often be in your account in approximately 15 minutes*.

£13per month

The approximate interest for borrowing £100

CashUpJar is an authorised and regulated credit broker – not a lender: Rates between 9.3% APRand 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.

Try our No Obligation Eligibility Checker

Get your money by 6:23am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Understanding that people with bad credit still require loans in times of emergency, we will do everything we can to help you get the money you need. However, this does not mean that we will claim to offer guaranteed payday loans for people with bad credit in the UK just to get your attention. Whilst our lenders specifically look at helping people with poor credit, there is, of course, no guarantee that you will be approved. Also, all lenders are legally required to perform a credit check.

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds

What we do to increase your chances of getting the money is enable you to check which lenders are most likely to say yes before you apply. Therefore, whilst we cannot offer bad credit payday loans with guaranteed approval, we can ensure that you have the very best choice of lenders to choose from and also the best opportunity of being approved before you even apply.


By making the process as simple as possible, and helping you get in touch with lenders who strive to offer loans to people with bad credit, an incredible 95% of everyone who comes to us looking for a loan and completes the application process are approved. This figure is even more remarkable when taking into account we seek to help those who traditionally struggle to be approved for such loans. As a broker, we do not charge for our services; helping to ensure you repay the least amount possible. Regulated by the FCA, we are a fully-licensed money broker. As such, you can rest assured that we only recommend money lenders that are licensed and reputable.

  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds
  • We have a 95%
    Acceptance Rate
  • 60 Second
    Application
  • No Fees,
    Ever!
  • All Credit Scores
    Welcome

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  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
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